{"id":5115,"date":"2021-10-12T07:33:36","date_gmt":"2021-10-12T07:33:36","guid":{"rendered":"https:\/\/allasorias.hu\/hirek\/?p=5115"},"modified":"2021-10-12T07:33:36","modified_gmt":"2021-10-12T07:33:36","slug":"veszelyeztetik-az-allashelyeket-a-robotok","status":"publish","type":"post","link":"https:\/\/allasorias.hu\/hirek\/veszelyeztetik-az-allashelyeket-a-robotok\/","title":{"rendered":"Vesz\u00e9lyeztetik az \u00e1ll\u00e1shelyeket a robotok"},"content":{"rendered":"<p><strong>Radik\u00e1lisan cs\u00f6kken a fi\u00f3kvezet\u0151k sz\u00e1ma, f\u00f6l\u00f6slegess\u00e9 v\u00e1lik a call centerben dolgoz\u00f3k t\u00f6bbs\u00e9g\u00e9nek a munk\u00e1ja, p\u00e9nzt\u00e1rosokra meg esetleg egy\u00e1ltal\u00e1n nem lesz sz\u00fcks\u00e9g. Hely\u00fcket a mesters\u00e9ges intelligencia vez\u00e9relte \u00e9s felh\u0151alap\u00fa megold\u00e1sok, valamint (szoftver)robotok foglalj\u00e1k el, melyek olyan feladatokat is \u00e1t fognak venni, mint p\u00e9ld\u00e1ul a hitelk\u00e9pess\u00e9g-vizsg\u00e1lat vagy a csal\u00e1sfelder\u00edt\u00e9s.<\/strong><\/p>\n<p>\u00d6t \u00e9ven bel\u00fcl 100 ezer \u00e1ll\u00e1shely sz\u0171nik meg a digitaliz\u00e1ci\u00f3 k\u00f6vetkezm\u00e9nyek\u00e9nt az amerikai bankszektorban, j\u00f3solj\u00e1k a Wells Fargo elemz\u0151i. Sz\u00e1zezer embert ereszthet sz\u00e9lnek az amerikai bankszektor az elk\u00f6vetkez\u0151 \u00f6t \u00e9vben &#8211; riogatnak a Wells Fargo elemz\u0151i. Az ok az automatiz\u00e1l\u00e1s, az amerikai bankok ugyanis \u00e9vr\u0151l \u00e9vre egyre t\u00f6bbet fektetnek a digitaliz\u00e1ci\u00f3ba. \u00c9rtelemszer\u0171en nem bankigazgat\u00f3b\u00f3l lesz kevesebb, hanem az els\u0151 vonalban dolgoz\u00f3k v\u00e1lnak f\u00f6l\u00f6slegess\u00e9. Az elemz\u0151k szerint a p\u00e9nz\u00fcgyi szektorban is le fog j\u00e1tsz\u00f3dni ugyanaz a folyamat, ami a gy\u00e1rt\u00f3iparban v\u00e9gbement az 1980-as \u00e9s 90-es \u00e9vekben, amikor rohamosan cs\u00f6kkent a gy\u00e1rt\u00e1sban k\u00f6zvetlen\u00fcl foglalkoztatottak sz\u00e1ma. M\u00e1r voltak kor\u00e1bban is erre utal\u00f3 jegyek. Jelenleg az Egyes\u00fclt \u00c1llamok GDP-j\u00e9nek a 19 sz\u00e1zal\u00e9k\u00e1t adja a p\u00e9nz\u00fcgyi szektor, szemben az ezredfordul\u00f3 13 sz\u00e1zal\u00e9k\u00e1val. Ek\u00f6zben 2007 \u00e9s 2018 k\u00f6z\u00f6tt az orsz\u00e1g legnagyobb bankjai \u00f6sszesen 300 ezer \u00e1ll\u00e1shelyet sz\u00fcntettek meg. (Ez a k\u00f6vetkez\u0151 \u00f6t \u00e9vre j\u00f3solt sz\u00e1zezres cs\u00f6kken\u00e9st is m\u00e1s megvil\u00e1g\u00edt\u00e1sba helyezi.) Amint a gazdas\u00e1g kil\u00e1bal a Covid-19 okozta v\u00e1ls\u00e1gb\u00f3l, fel fognak gyorsulni a digitaliz\u00e1ci\u00f3s fejleszt\u00e9sek \u00e9s ezzel p\u00e1rhuzamosan a le\u00e9p\u00edt\u00e9sek is, id\u00e9zi az elemz\u0151k v\u00e9lem\u00e9ny\u00e9t a CBC News. R\u00e1ad\u00e1sul az el\u0151rejelz\u00e9s szerint ez csak a bevezet\u00e9se lesz az amerikai bankszektor eddigi t\u00f6rt\u00e9nete egyik legnagyobb le\u00e9p\u00edt\u00e9si hull\u00e1m\u00e1nak. Ami a banki m\u0171k\u00f6d\u00e9st illeti, a fogyaszt\u00f3kat a jelenlegin\u00e9l sokkal kevesebb bankfi\u00f3k v\u00e1rja majd, \u00e9s amik megmaradnak, azok is l\u00e9nyegesen kisebb m\u00e9ret\u0171ek lesznek, mint most. A vil\u00e1gj\u00e1rv\u00e1ny ugyanis megmutatta, hogy nagyon sok \u00fcgyf\u00e9l viszonylag probl\u00e9mamentesen \u00e1tterelhet\u0151 a digit\u00e1lis csatorn\u00e1kra. A p\u00e9nzint\u00e9zetek sok fi\u00f3kjukat bez\u00e1rt\u00e1k az elm\u00falt m\u00e1sf\u00e9l \u00e9vben, \u00e9s ezek egy r\u00e9sz\u00e9t val\u00f3sz\u00edn\u0171leg m\u00e1r nem is nyitj\u00e1k \u00fajra. Ugyancsak a fi\u00f3kok sz\u00e1m\u00e1nak a zsugorod\u00e1s\u00e1t seg\u00edtik a v\u00e1rhat\u00f3 j\u00f6v\u0151beli f\u00fazi\u00f3k. Az elm\u00falt k\u00e9t \u00e9vtized tendenci\u00e1ja ugyanis az, hogy a nagybankok m\u00e9g nagyobbak lettek. A 2008-as p\u00e9nz\u00fcgyi v\u00e1ls\u00e1g is ebbe az ir\u00e1nyba tolta a szektort, de a konszolid\u00e1ci\u00f3 az ut\u00f3bbi \u00e9vekben sem \u00e1llt meg: a nagyobb p\u00e9nzint\u00e9zetek tov\u00e1bbra is lelkesen v\u00e1s\u00e1rolj\u00e1k fel a piac kisebb \u00e9s k\u00f6zepes szerepl\u0151it. Ezt er\u0151s\u00edtette meg egy colorad\u00f3i region\u00e1lis bank, a FirstBank Holding vezet\u0151je, Jim Reuter is a k\u00f6zelm\u00faltban egy a t\u00e9m\u00e1val foglalkoz\u00f3 kongresszusi meghallgat\u00e1son. Mint mondta, 1984-ben k\u00f6zel 18 ezer kisebb-nagyobb f\u00fcggetlen bank m\u0171k\u00f6d\u00f6tt az USA-ban, ma pedig sz\u00e1muk nem \u00e9ri el az \u00f6tezret. Mik\u00f6zben egyre kevesebb banki \u00fcgyint\u00e9z\u0151re van sz\u00fcks\u00e9g, fel\u00e9rt\u00e9kel\u0151d\u00f6tt az a h\u00e1tt\u00e9rmunka, amit technol\u00f3giai szakemberek, k\u00f6zt\u00fck fejleszt\u0151k, kiberbiztons\u00e1gi szak\u00e9rt\u0151k, adatelemz\u0151k, adattud\u00f3sok, IT-ter\u00fcleten dolgoz\u00f3 matematikusok \u00e9s kutat\u00f3k v\u00e9geznek.<\/p>\n<p>Forr\u00e1s: bitport.hu<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Radik\u00e1lisan cs\u00f6kken a fi\u00f3kvezet\u0151k sz\u00e1ma, f\u00f6l\u00f6slegess\u00e9 v\u00e1lik a call centerben dolgoz\u00f3k t\u00f6bbs\u00e9g\u00e9nek a munk\u00e1ja, p\u00e9nzt\u00e1rosokra meg esetleg egy\u00e1ltal\u00e1n nem lesz sz\u00fcks\u00e9g. Hely\u00fcket a mesters\u00e9ges intelligencia vez\u00e9relte \u00e9s felh\u0151alap\u00fa megold\u00e1sok, valamint (szoftver)robotok foglalj\u00e1k el, melyek olyan feladatokat is \u00e1t fognak venni, mint p\u00e9ld\u00e1ul a hitelk\u00e9pess\u00e9g-vizsg\u00e1lat vagy a csal\u00e1sfelder\u00edt\u00e9s. \u00d6t \u00e9ven bel\u00fcl 100 ezer \u00e1ll\u00e1shely sz\u0171nik meg [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5116,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[200],"tags":[],"class_list":["post-5115","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-munkaeropiac"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.0.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"Radik\u00e1lisan cs\u00f6kken a fi\u00f3kvezet\u0151k sz\u00e1ma, f\u00f6l\u00f6slegess\u00e9 v\u00e1lik a call centerben dolgoz\u00f3k t\u00f6bbs\u00e9g\u00e9nek a munk\u00e1ja, p\u00e9nzt\u00e1rosokra meg esetleg egy\u00e1ltal\u00e1n nem lesz sz\u00fcks\u00e9g. 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