{"id":5056,"date":"2021-09-16T08:40:35","date_gmt":"2021-09-16T08:40:35","guid":{"rendered":"https:\/\/allasorias.hu\/hirek\/?p=5056"},"modified":"2021-09-15T08:50:35","modified_gmt":"2021-09-15T08:50:35","slug":"nem-kell-a-hitel-a-cegeknek","status":"publish","type":"post","link":"https:\/\/allasorias.hu\/hirek\/nem-kell-a-hitel-a-cegeknek\/","title":{"rendered":"Nem kell a hitel a c\u00e9geknek ?"},"content":{"rendered":"<p><strong>A fel\u00e9re esett vissza a beruh\u00e1z\u00e1si hitel ig\u00e9nyl\u00e9se a c\u00e9gekn\u00e9l. A szektorb\u00f3l sz\u00e1rmaz\u00f3 inform\u00e1ci\u00f3k szerint a kereslet nagyj\u00e1b\u00f3l feleakkora, mint a tavaly ugyanekkor J\u00falius \u00f3ta ig\u00e9nyelhetik a v\u00e1llalkoz\u00e1sok a talpra \u00e1ll\u00e1sukat t\u00e1mogat\u00f3 Sz\u00e9chenyi \u00dajraind\u00edt\u00e1si Hitelt. A ny\u00e1ri bevezet\u00e9s \u00e9s a szigor\u00fa felt\u00e9telek azonban aggodalomra adhatnak okot a konstrukci\u00f3 siker\u00e9vel kapcsolatban.<\/strong><\/p>\n<p>Az els\u0151 h\u00f3napok tapasztalata alapj\u00e1n a tavaly bevezetett \u00e1llami t\u00e1mogat\u00e1s\u00fa v\u00e1llalati hitelkonstrukci\u00f3khoz k\u00e9pest m\u00e9rs\u00e9keltebb az \u00e9rdekl\u0151d\u00e9s a Sz\u00e9chenyi \u00dajraind\u00edt\u00e1si Hitel ir\u00e1nt, mondta el az Infor\u00e1di\u00f3nak adott interj\u00faj\u00e1ban Szab\u00f3 Norbert, a Sberbank mikrov\u00e1llalati \u00fczlet\u00e1g\u00e1nak vezet\u0151je. A szektorb\u00f3l sz\u00e1rmaz\u00f3 inform\u00e1ci\u00f3k szerint a kereslet nagyj\u00e1b\u00f3l feleakkora, mint a tavaly ugyanekkor.A jelens\u00e9g oka, hogy m\u00edg az el\u0151z\u0151 esztend\u0151ben minden v\u00e1llalkoz\u00e1s r\u00e1harapott a hitelekre, gyakran konkr\u00e9t fejleszt\u00e9si c\u00e9l n\u00e9lk\u00fcl, id\u00e9n m\u00e1r megfontoltabbak az \u00fcgyfelek. R\u00e1ad\u00e1sul akinek a 2020-as p\u00e9nz\u00fcgyi \u00e9ve a j\u00e1rv\u00e1ny miatt nem alakult j\u00f3l, \u0151k kev\u00e9sb\u00e9 hitelk\u00e9pesek. A hitel\u00f6sszeg tekintet\u00e9ben is van cs\u00f6kken\u00e9s, id\u00e9n csaknem 30 sz\u00e1zal\u00e9kkal alacsonyabb \u00f6sszegre adnak be hitelig\u00e9nyt a v\u00e1llalkoz\u00e1sok. J\u00f3 h\u00edr ugyanakkor, hogy tudatosabbak a c\u00e9gek, konkr\u00e9t c\u00e9lokkal \u00e9rkeznek a hitelint\u00e9zetekhez \u2013 \u00e9rt\u00e9kelt a szakember.Az ig\u00e9nyl\u0151k jellemz\u0151en foly\u00f3sz\u00e1mlahitelt keresnek, f\u0151k\u00e9nt a mikrov\u00e1llalkoz\u00e1sok, de a k\u00f6z\u00e9pv\u00e1llalkoz\u00e1sokn\u00e1l a forg\u00f3eszk\u00f6zhitel is sz\u00e1mottev\u0151 ar\u00e1nyt k\u00e9pvisel. Sokat mond\u00f3 azonban az is, hogy melyik term\u00e9k ir\u00e1nt cs\u00f6kkent legink\u00e1bb a kereslet: a beruh\u00e1z\u00e1si hitelek piaca visszaesett az elm\u00falt id\u0151szakban. Ennek oka az anyag\u00e1rak v\u00e1ltoz\u00e1sa \u00e9s a kivitelez\u0151 oldali bizonytalans\u00e1g, emiatt egy mikrov\u00e1llalkoz\u00e1s csak nagyon indokolt esetben fog bele beruh\u00e1z\u00e1sba, k\u00fcl\u00f6n\u00f6sen akkor, ha azt hitelb\u0151l is kell fedeznie. Ami a j\u00f6v\u0151t illeti, a Sberbank szakembere egy nagyobb ig\u00e9nyl\u00e9si hull\u00e1mra sz\u00e1m\u00edt az utols\u00f3 negyed\u00e9vben. A mikrov\u00e1llalatok az \u00faj konstrukci\u00f3 r\u00e9v\u00e9n teljes m\u00e9rt\u00e9kben \u00e9lni tudnak tov\u00e1bbra is az \u00e1llami t\u00e1mogat\u00e1sos hitelek el\u0151nyeivel. A k\u00f6z\u00e9pv\u00e1llalkoz\u00e1sok eset\u00e9ben ez neh\u00e9zs\u00e9get fog jelenteni, hiszen az NHP term\u00e9kek kivezet\u00e9s\u00e9vel elt\u0171nt a piacr\u00f3l azon t\u00e1mogatott term\u00e9kek k\u00f6re, melyek az \u0151 v\u00e1llalatm\u00e9ret\u00fcknek megfelel\u0151 magasabb el\u00e9rhet\u0151 hitel\u00f6sszegeket engedtek. Szab\u00f3 Norbert v\u00e1rakoz\u00e1sa alapj\u00e1n a gazdas\u00e1g \u00fajraindul\u00e1s\u00e1t seg\u00edt\u0151 term\u00e9kek \u00e9letciklusa hosszabb lesz, ak\u00e1r k\u00e9t \u00e9vig is piacon maradnak majd, ez\u00e9rt a hitelprogram j\u00f6v\u0151 \u00e9ves meghosszabb\u00edt\u00e1s\u00e1ra sz\u00e1m\u00edt.<\/p>\n<p>Forr\u00e1s: \u00a0piacesprofit.hu<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A fel\u00e9re esett vissza a beruh\u00e1z\u00e1si hitel ig\u00e9nyl\u00e9se a c\u00e9gekn\u00e9l. A szektorb\u00f3l sz\u00e1rmaz\u00f3 inform\u00e1ci\u00f3k szerint a kereslet nagyj\u00e1b\u00f3l feleakkora, mint a tavaly ugyanekkor J\u00falius \u00f3ta ig\u00e9nyelhetik a v\u00e1llalkoz\u00e1sok a talpra \u00e1ll\u00e1sukat t\u00e1mogat\u00f3 Sz\u00e9chenyi \u00dajraind\u00edt\u00e1si Hitelt. A ny\u00e1ri bevezet\u00e9s \u00e9s a szigor\u00fa felt\u00e9telek azonban aggodalomra adhatnak okot a konstrukci\u00f3 siker\u00e9vel kapcsolatban. Az els\u0151 h\u00f3napok tapasztalata alapj\u00e1n [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5057,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[198],"tags":[],"class_list":["post-5056","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gazdasag"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.0.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"A fel\u00e9re esett vissza a beruh\u00e1z\u00e1si hitel ig\u00e9nyl\u00e9se a c\u00e9gekn\u00e9l. A szektorb\u00f3l sz\u00e1rmaz\u00f3 inform\u00e1ci\u00f3k szerint a kereslet nagyj\u00e1b\u00f3l feleakkora, mint a tavaly ugyanekkor J\u00falius \u00f3ta ig\u00e9nyelhetik a v\u00e1llalkoz\u00e1sok a talpra \u00e1ll\u00e1sukat t\u00e1mogat\u00f3 Sz\u00e9chenyi \u00dajraind\u00edt\u00e1si Hitelt. 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A szektorb\u00f3l sz\u00e1rmaz\u00f3 inform\u00e1ci\u00f3k szerint a kereslet nagyj\u00e1b\u00f3l feleakkora, mint a tavaly ugyanekkor J\u00falius \u00f3ta ig\u00e9nyelhetik a v\u00e1llalkoz\u00e1sok a talpra \u00e1ll\u00e1sukat t\u00e1mogat\u00f3 Sz\u00e9chenyi \u00dajraind\u00edt\u00e1si Hitelt. A ny\u00e1ri bevezet\u00e9s \u00e9s a szigor\u00fa felt\u00e9telek azonban aggodalomra adhatnak okot a konstrukci\u00f3 siker\u00e9vel kapcsolatban. 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